Dental Insurance & Payment Options

Financing Your Care

In our office, we offer high quality care and payment options that work for all of our patients. Below you will find options that we accept. If you don’t see your preferred method on our list, please call our office at Robert L Schmidt DMD PLLC Office Phone Number (704) 873-1968 to find out what other options may be available to you.

Payment options

  • Cash or Check: Always accepted.
  • Credit\Debit Card: Visa, MasterCard, Discover, or American Express.
  • CareCredit: Apply online ( or in our office.
  • Prima Health Financing

Dental Insurance

Your dental health is our primary concern. In our office, our doctors are committed to the belief that our patients deserve to be treated equally, whether they have dental insurance or not, given all options when treatment is necessary, and then it is the patient’s decision, not your insurance company, as to the treatment plan that is right for you.

As a courtesy to you, we will bill your insurance company and track claims and will accept “assignment of benefits” (insurance payments) to come to our office. Please note that payment is due at the time of service.

Please keep us informed of any changes to your insurance plan. We do not guarantee any estimate of benefits or payment from the insurance company.  This means that you are responsible for the fees charged by our office, no matter what your insurance coverage may be.  Although we do our best to estimate your insurance coverage, it is ultimately the patient’s responsibility to be aware of their own insurance benefits. Please ask if you have any questions about your dental insurance and how it works in our office.

Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.

We are here to help! Please call for more information about financing your oral health needs in our office!